Business & Finance Vocabulary

Essential vocabulary for business, finance, and the workplace. Learn key words for professional communication, financial transactions, and economic concepts.

What is Business & Finance Vocabulary?

Business & Finance Vocabulary covers important terms used in offices, companies, banks, and the world of money. This vocabulary helps you understand business documents, financial news, and workplace conversations.

Learning business and finance vocabulary helps you:
• Communicate in professional settings
• Understand financial statements
• Participate in meetings and negotiations
• Manage personal and business finances

Business & Finance Words

Word	Meaning	Example
Account	A record of financial transactions	Open a bank account for savings.
Balance	The amount of money available	Check your account balance online.
Budget	A plan for spending money	We need to set a monthly budget.
Capital	Money or assets used to start a business	The company raised capital from investors.
Credit	Money borrowed or trust in payment	She has a good credit score.
Debit	Money taken from an account	The debit card was used for shopping.
Deposit	Money placed into a bank account	Make a deposit at the ATM.
Withdrawal	Money taken out of a bank account	He made a withdrawal from his savings.
Loan	Money borrowed that must be repaid	Apply for a home loan.
Interest	Money earned or paid for borrowing	The loan has a low interest rate.
Investment	Putting money into something for profit	Real estate is a popular investment.
Profit	Money earned after expenses	The business made a profit this year.
Loss	Money lost in business or investment	The company reported a loss last quarter.
Revenue	Total income from sales	Revenue increased by 10%.
Expense	Money spent on something	Reduce unnecessary expenses.
Invoice	A bill for goods or services	Send the invoice to the client.
Receipt	Proof of payment	Keep the receipt for your records.
Salary	Regular payment for work	She receives her salary at the end of the month.
Wage	Payment for hourly work	The wage rate is $15 per hour.
Tax	Money paid to the government	Pay your income tax on time.
Audit	Examination of financial records	The company will have an audit next month.
Share	A unit of ownership in a company	Buy shares in the stock market.
Stock	Ownership in a corporation	Stock prices are rising.
Bond	A loan to a company or government	Invest in government bonds.
Dividend	Profit paid to shareholders	The company declared a dividend.
Market	A place for buying and selling	The stock market opens at 9 AM.
Trade	Buying and selling goods	They trade goods internationally.
Transaction	A business deal or exchange	Record every transaction.
Merger	Combining two companies	The merger created a larger business.
Acquisition	Buying another company	The acquisition was successful.
Contract	A legal agreement	Sign the contract before starting work.
Negotiation	Discussion to reach an agreement	Negotiation skills are important.
Client	A person who receives services	Meet with the client tomorrow.
Supplier	A person or company that provides goods	Find a reliable supplier.
Invoice	A bill for goods or services	Send the invoice to the customer.
Payment	Money given for goods or services	Make the payment by Friday.
Debt	Money owed to someone	Pay off your debt quickly.
Asset	Something valuable owned	Property is a valuable asset.
Liability	Money owed or responsibility	Loans are a liability.
Equity	Ownership value in a company	She owns 40% equity in the firm.
Fund	A supply of money for a purpose	Start a retirement fund.
Capital gain	Profit from selling an asset	He made a capital gain on stocks.
Risk	Chance of loss or harm	Investing always involves risk.
Return	Profit from an investment	Expect a high return on investment.
Portfolio	A collection of investments	Diversify your portfolio.
Forecast	Prediction of future trends	The sales forecast looks positive.
Economy	System of money and trade	The economy is growing.
Entrepreneur	A person who starts a business	The entrepreneur launched a new app.
Startup	A new business venture	The startup is hiring employees.
Revenue stream	Source of income	Advertising is a revenue stream.
Cash flow	Movement of money in and out	Monitor your cash flow regularly.